Organizing Finances: 4 Solutions for Sanity, Tax Time and Beyond

Time and Money Management, Office, Paper No Comments »

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“There is no such thing as a good tax.”
~ Winston Churchill

Tax time, again. I hear it in every phone call this time of year more than usual… “Kim, please help me organize all this paper. I can’t handle it!” Or, more to the point, two weeks ago I received a call from Jenna, “Kim, I will shoot myself if you don’t come and help me find all my tax stuff and get it together. I just can’t deal with this!”

Paper. Taxes. Not doing your Patriotic Duty throughout the year, one-receipt-at-a-time to stay on top of it. Life. Overload. High blood pressure. Fear. Anxiety. It’s a lethal mix.

What do you do? Please take the following guides seriously to organize now and throughout your year to get your financial paperwork and taxes ready and done, on time and with so much less stress, pain and self-loathing.

Fact:
If you haven’t started pulling your taxes together “yet” and may not until about April 14th, plan on lots of stress, fear, complaining, blaming the government and others and gnashing of teeth, thoughts about “extensions,” and wondering if people really do go to jail for not paying their taxes and by the way, “Doesn’t the government have more important things to worry about than my petty couple hundred dollars?”

Solution #1:
Stop waiting. Stop stalling. Stop procrastinating… NOW. Start doing them today… little by little. Sit on the floor or at a clean table and start dividing, sorting, culling through your receipts, putting them in their separate categories, such as vehicle, utilities, health insurance, etc. Put these in envelopes labeled for each category. When you sit down again, go through each envelope and add up the totals and write them on the envelope. Call your accountant. Be done for this year.

Fact:
What you put off creates more stress and becomes a health hazard.

Solution #2:
The magic of maintenance — I say it all the time, especially when I hear people complain about having to deal with and take care of their “stuff” – “90% of life is maintenance.” Whatever you have, buy, create, keep, use or store… must be maintained, even your thoughts and beliefs! You choose how much you want to maintain. If you don’t want a lot of tax papers to think about and take care of here are a few options: 1) hire someone to take care of them (which means having the money to pay them and trust that they’ll really take care of it); 2) use and buy less creating less paper/receipts; 3) move to a country that doesn’t have taxes; 4) see Solution #3.

Fact: Computer tax programs, they’re a good thing.

Solution #3:
Get ready for your 2005 taxes by getting ready now. Gather, organize and account for papers, receipts, etc. well in advance of the April 15 filing deadline. Keeping up with your paperwork and bookkeeping on a daily, weekly and monthly schedule gives you plenty of time for Tax Time to request copies of any missing documents as well.

Use Quicken, QuickBooks or some computer finance, banking and tax preparation program REGULARLY (weekly, monthly) to keep up with your receipts, expenses and income, investments and interest so that at the end of the year, like magic, you can click on REPORTS and PRINT and vwalla!! It’s all done. Incredible! Yea technology!

“This [preparing my tax return] is too difficult for a mathematician.
It takes a philosopher.”

~ Albert Einstein

Fact:
Some people need to have chaos, drama and negative experiences in their lives to feel alive.

Solution #4:
I know several people that I simply stay away from this time of year. They wait until the last few weeks before tax deadline and then become maniacs. This kind of behavior and self-imposed habit is not good for the person or their family, friends or co-workers.

Waiting until March or April every year to do your taxes creates fear, stress, anger and adrenaline spikes that are seriously not healthy for your body. Stop it. Drama and adrenaline may make you feel “alive,” but they are only helping you get “adead!” You should have and want to have much more important activities that bring joy, happiness, excitement and positive adrenaline rushes to exchange for doing mundane paperwork on a regular basis.

Do what you love, take care of the “life on planet earth daily stuff” and have a happy life — you deserve it! Those around you will love you for it too!

What Do You Want? Creating New Normals

Change and Transition, Inner Clutter: Consciousness Building and Self-Care No Comments »

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However you grew up, however you were programmed and patterned as a child — in your “formative” years (by the age of 7) – has literally “formed” your life, your years to date of beliefs, thoughts and life perceptions that you believe are “normal!”

They are “normal” to you, but not to everyone else.

If you are not happy and at peace in your life it is a sign that you are yearning to consciously create “new normals.”

CREATING NEW NORMALS: HOW TO START
Take out a piece of paper and start writing a list of what you DON’T WANT in your life experience.

Then, write a list of what you DO WANT.

It’s important to know what you DON’T WANT in order to move them aside to bring in your new, fresh and joyfilled WANTS and DESIRES.

As you write down your WANTS, you might notice all kinds of what I call “red monkeys and hitchhikers” showing up in your head telling you that you can’t have them. That’s “normal.” Keep writing anyway and identifying where these limiting ideas and learned beliefs from others came from and how they are not true for you today. Know that it’s alright for you to move past them, to move towards what you WANT and allow in what you WANT that will expand your life in much more positive ways.

PRACTICE. PRACTICE. PRACTICE.
To make this process “stick” you must commit to doing it daily, like exercise to change your body. You are not only changing “your mind” about yourself, you are literally “changing your BRAIN/MIND” and its electric neuropathways that have kept you on the old road all these years. It will take a while to reprogram those pathways. Don’t stop!

                                              “No one can create in your experience,
                               for no one can control where you direct your thought.
                                    On the path to your happiness you will discover
                                                   all you want to be, do, or have.”

                                                                 ~ Abraham-Hicks

Suggested movies:

- What the Bleep Do We Know?

- Last Holiday, with Queen Latifah


- Joe vs. The Volcano and You’ve Got Mail, with Tom Hanks


- City Slickers, with Billy Crystal

 

REFERRALS from Dr. DeClutter on Organizing, Wellness, Maintenance and More

Products, Services, Free Stuff & Referrals No Comments »

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Who’s on your team? With the right team of experts in our corner, we can stay well, keep our home and businesses humming and enjoy life much more.

I love meeting people who are great at what they do. Here is a list of experts in various fields who I recommend for your specific needs. They should also have others who will testify to their good works, make sure to check on their referrals as well as you would otherwise.

Some are in Longmont, CO area where I live, others around the country.

BUSINESS

  • Kim Dushinski, Mobile Marketing Profits   Learn how to use your mobile phone/technology to market your business to your niche customers for more and better business success. Mobile marketing consultant, author of The MobileMarketing Handbook Kim has courses, coaching and tools to fast-track your learning of imperative now-technology.
    303.378.9362

WRITING/EDITING

  • Lori Mitchell, Impact Editing   Stand out in the crowd — DO YOU HAVE A WEBSITE, BOOK, ARTICLE, CATALOG, BROCHURE, OR BUSINESS REPORT?
    Be confident in what you present to the world. Impact Editing delivers professional editing, proofreading, and content consultation to make your content hit its mark. Give yourself the peace of mind that comes after an experienced editor has checked all the details. With Impact Editing, your project, no matter how big or small, will receive personal, responsive attention at a competitive rate. We can assist you at any stage of your project.
    719.640.8851

CAR MAINTENANCE

  • Meining Automotive  303.772.5919  1001 2nd Ave., Longmont, CO   — I’ve been taking my car to Bill and Ron for over 8 years, whether it needs it or not! Love those guys!

COMPUTER SUPPORT

  • Diana Thompson, Thompson Consulting. Firestone, CO 720.289.5581
  • .
  • Thomas Gronberg, TG Computer Services  Personalized service in computer repair and maintenance, website maintenance and management, computer network support and computer instruction for small business, home business and individual computer users.  303-834-9461

FINANCIAL PLANNING

  •  Carol Ann Wilson,  Certified Financial Planner (CFP®) professionally trained as a Collaborative Divorce Specialist and a Certified Financial Divorce Practitioner. Get her “Divorce Survival Kit: How to Survive Your Divorce Financially”-  a nationally recognized expert in divorce financial planning and have been quoted in hundreds of articles throughout the country. In addition, she works as a pre-divorce financial analyst/consultant through her consulting company, and is an expert witness in court.  303-774-1225  Toll Free: 888-332-3342  

HEALTH AND WELLNESS

  • Jared Allomong, DC  Life Chiropractic / Chiropractor, Applied Kinesiologist, Cellular Energy Expert, N.E.T. Specialist and Natural Physician.   1600 Hover St. Suite C-1 Longmont, CO 80501  (303) 678-1979   Free lectures.  TELL HIM DR. DECLUTTER SENT YOU! GET $120 Initial Session for FREE! (Dr. Jared is my wellness practitioner and I’ve rec’d tons of positive shifts and changes by his gifted work including a total release of 32 years of hypoglycemia/low blood sugar problems in four sessions. Yea!)
  • .
  •  John Wendt, DC  Life Chiropractic   / Chiropractor, Applied Kinesiologist, Cellular Energy Expert, N.E.T. and other area specialist.   1600 Hover St. Suite C-1 Longmont, CO 80501  (303) 678-1979  Free lectures.  TELL HIM DR. DECLUTTER SENT YOU! GET $120 Initial Session for FREE!
  • .
  • Heather Hughes, Muscles in Motion, Inc. , Erie, CO      720-210-7077
    Splankna Therapy offers a Christian protocol for Energy Psychology developed from an integration of Neuro-Emotional Technique, T.F.T. (Thought Field Therapy), E.M.D.R. (Eye Movement Desensitization and Reprocessing), and spiritual warfare. It provides a straightforward, mechanistic treatment procedure for alleviating a wide range of psychological and physical symptoms through both a Healing Protocol and a Creative Protocol. It attempts to address symptoms comprehensively; attending to the physical, emotional and spiritual aspects of the problem and its solution.  FREE INITIAL SESSION, Value: $75 - when you tell her          Dr. DeClutter sent you!   (I have gone to Heather and love her work.)
  • .
  • Mary Lou Hampton, Hampton Place Natural Health Center / Certified Naturopath, practiced in whole food nutritional healing for 16 years. Reiki Master, Licensed Massage Therapist. 614 W. Main  St. Fredericktown, MO  573-783-7102
  • .
  • MASSAGE - BODY WORK
  • Susan Malin, Mountain Spirit Healing Arts Center. Massage, Cranial Sacral, Yuen Method and more. 713 3rd Ave., Longmont, CO 303.772.6655 (Susan is great!)

HOME IMPROVEMENT / CLEANING  AND HANDYMAN SERVICES

  • David Schadle, David’s Home Improvement / Plumbing, Electricity, Carpentry, Painting   303.588.2862 / 303.530.1173  Boulder, CO
  • .
  • Steve Breffle, THE JOB SHOP Handyman Services / Carpentry, Small Jobs, Plumbing, Electrician  303.517.4086 Boulder County, CO
  • .
  • Joel Fein, H.M.S. Handy Man Services  720.470.9653  Lafayette, CO
  • .
  • ShelfGenie specializes in making you happy by making your kitchen drawers, cabinets, pantry and other storage areas roll open and shut “like butta!”
    Colorado customers: Call Troy Cook at 970.372.1242 - GET A $100 DISCOUNT! Here’s a great deal for you if you live on the Front Range of Colorado! When you tell Troy that ”Dr. DeClutter” referred you, ShelfGenie will give you a $100 discount on the job he installs!
  • .
  • MaidPro, a national company. In the Broomfield, CO area, call Stephanie at MaidPro, Cleaning Services – 303.664.5666 — to discuss and schedule your house cleaning appointment. Or, email: cocustomerservice@maidpro.com .

JOB HUNTING 

  • Lauren Hasson, The Resume Girl. Helping college students and recent graduates land their first job or internship with the perfect resume to evaluating offers. Work by phone, Internet and in person. Dallas, TX  214.864.4504 (Lauren’s site was hacked recently, so if you’re interested and can’t access all of her site, just call her.)
  • .
  • Nina Freidman, High Q Career Services.  Counsel, train, and consult with you concerning your comprehensive career plan and to empower you to become gainfully employed in work that you love. Effective strategies for finding and landing a great job, and counseling sessions. Sessions: in person or by phone. Boulder, CO. 303-444-5158 . This system of assessment, evaluation, and implementation will get you exactly where you want to go. 

The 5 KEY STEPS TO ORGANIZE YOUR . . . ANYTHING, ANYWHERE!

- ORGANIZING TIPS AND TOOLS No Comments »

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Here’s what I know after years of helping others get organized. There are only a few basic or core organizing keys you need to use to organize anything. Ready?
 
1. Have sorting containers ready into which to pitch!
2. Choose the heap, lump, pile or stack you’re ready to declutter.
3. Stick with this one pile until you’re done (keep piles to about an hour each so that you don’t get overwhelmed!)
4. After finishing that pile, start on the next, or if done, move the containers out to where they’re going: donation, recycle, reroute, trash, etc.
5. Shine and buff up your newly decluttered space and enjoy anew!
 
Got it?! Easy, huh!

Dive in! Enjoy!

3 POST-HOLIDAY ORGANIZING TIPS

Holiday Organizing All Year Round No Comments »

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TIP 1: ARE THE CHRISTMAS DECORATIONS STILL UP?
Don’t make undecorating a drag! Have a post-holiday-undecorating-party with your friends! Have a pot-luck, or whip up some easy munchies and invite your best friends over to undo the holiday decoration doing and have fun, take pictures!, enjoy your friends, share stories and create new memories.
 
TIP 2: RETURN THE RETURNS
If you have Gift Reciepts and things to return, do so by this Saturday so that they aren’t still sitting in a pile in the back of the closet when I come over to declutter in 9 months!! or 9 years! No joking!! Complete it now and enjoy your space and a check off your to do list.
 
TIP 3: LEFT OVER HOLIDAY FOOD
Go through your frig by tonight and make sure to freeze or plan to eat the leftovers so that you don’t throw them out. Wash up your frig shelves and start a cool new year in there too!

What’s Really Under All Your “Stuff?”

Goal Setting and Success, - ORGANIZING TIPS AND TOOLS No Comments »

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We tend to look at piles and heaps and think that decluttering just means getting organized again, right?

But, the cold-hard-truth is that decluttering just isn’t about moving your possessions around so that they fit better; it is about coming to terms with the issues “under” your stuff.  Those emotions, grief, loss, fears, safety and security issues, etc. that make us pile and stack and “trance out” like zombies so that we don’t “just do it” one more day, month and decade.

This is true not only for physical “stuff” clutter and things, but weight and relationships and other “stuck” places. Deal with the “inner clutter” in your mind and emotions and you’ll be amazed at what falls away easily and effortlessly and what gets organized or moved out more quickly. 

WHAT DO YOU WANT? 

The big reason to get to the bottom of the pile of emotional back-logged clutter you have about whatever issues you have in your life is that the energy of the clutter that surrounds you is actually suppressing your ability to acknowledge your deepest desires - and furthermore, to act on them.  The driving force in our lives are our priorities. Priorities give us the necessary focus to make plans, decisions and get things done.

Set your priorities today. Write them down. Notice what emotions show up as you “get serious” about your life, purpose and direction. Face those emotions with honesty and whatever emotions surface to release them (declutter inner stuckness) so that you can move forward.

EFT

I can help you with this on a one-to-one basis if you are interested. I offer Focused Life Coaching using EFT - Emotional Freedom Technique, to help you release the blocks from your mind and body more quickly. Click here to find out more.

Organize Your New Year’s Thoughts Around What You Want, Not…

Change and Transition, Goal Setting and Success, Inner Clutter: Consciousness Building and Self-Care No Comments »

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To be a conscious creator we need to be aware of our intentions, attentions and actions. The key here is starting to think, know, believe, intend and act upon what you WANT, not what you DON'T WANT.Our minds naturally go for the negative, the don't want. "I don't want to gain weight!" Instead of , "I want to stay at the weight I am." Or, better yet, "I love being the weight I am and will do what it takes to stay here!"Being proactive is paramount in setting your New Year's Goals and Intentions. Set your DO WANTS now!

EXERCISE: On a piece of blank paper make two columns. On one side write all of the DON’T WANTS, go ahead and get them out of your head! Now, in the other column rewrite the DON’T WANT into a DO WANT! Keep doing this until you find that your brain has been retrained to start thinking DO WANTS first!

Happy New YOU, 2010!

Inner Clutter: Consciousness Building and Self-Care No Comments »

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“The object of a New Year is not that we should have a new year.

It is that we should have a new soul and a new nose;

new feet, a new backbone, new ears, and new eyes.

Unless a particular man made New Year resolutions, he would make no resolutions.

Unless a man starts afresh about things, he will certainly do nothing effective.”
 ~ G.K. Chesterton

Write Your End-Of-Year Gratitude List!

Goal Setting and Success, Inner Clutter: Consciousness Building and Self-Care No Comments »

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I think in terms of the day’s resolutions, not the year’s. 
~ Henry Moore

Get out your colored pens and pencils and make your first or your fiftieth end-of-year gratitude list!

Never done one before? Great time to start!

It’s just too easy to let another year slide by and forget all of the good that has come into our lives, and all the good that we’ve done. Making daily gratitude lists are a good place to review and find the nuggets that you want to include.

This is a great exercise in remembering all the good in life, in your life, and even better, to take this good feeling into your new next year!

Make the time to sit and reflect over 2009 and be grateful, thankful, appreciative and kindhearted to yourself and your life experiences.

The good you get out of this will also be very helpful as you decide who you want to be for the next 365 days!

 

Organize Around Holiday Health - When Grieving is an Issue

Change and Transition, Grief: Death and Dying - End of Life Planning, Stress Management, Health and Medical, Holiday Organizing All Year Round, Inner Clutter: Consciousness Building and Self-Care No Comments »

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Losses throughout the year of any kind, human, animal, health, wealth or of spirit can take an extra toll during the holiday weeks. Here are a few steps to take care of yourself during this time.

1. Make time to grieve.

Set aside time to really feel your feelings, cry your tears and let it all go where it needs to. Your body needs to mourn your loss or change all the way through.

2. Get support from others.

It’s not always easy to ask for help. Being “strong” isn’t smart. Being “human” is. Whether you talk to family or friends or see a counselor or minister, you will find layers of grief just waiting to spring forth when you talk to someone else and tell your story once more.

3. Develop skills that help you remember you are a worthwhile person.

You can let grief control you and fall into a deep depression or illness, chipping away at your self worth; you can ignore and deny it and stay busy, keeping your “mind off of it”; or, you can gain knowledge of how to embrace your pain and grow positively from it.

4. Create a physical environment that supports rather than stresses you.

During the mourning process stress levels increase. You need to create a space where you feel safe, comfortable, quiet when you need it and nurtured, even if only by yourself.

5. Take care of yourself.

There are physical as well as emotional aspects of grief. Exercise increases your strength and stamina and reduces your stress. Healthy eating gives your body the good nourishment it needs. Find quiet time. Schedule a massage to stay connected with your body.

Bottom line, grief is hard. Make sure to take the time to face it and deal with it, otherwise it will affect you for years to come.

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