DrDeClutterBlog.com

Did you shop ’til you dropped on Black Friday? Eeeeeek!

Are you still doing it?

If so, and you may be feeling some remorse. Simply find your receipts and see what you can take back that you really don’t need, and neither does the person you thought would really like or need the item.

I know, that feels hard to do, especially now during the core of holiday shopping season, but it’s going to feel worse when the bills start coming in and you can’t pay them! Can you say “interest” rates?

Start your Waste-Watcher’s Diet now. Start saving more, spending less, even during the holiday season.

Get creative and give differently this year if money is tight.

Write down some belt-tightening measures to yield at least $150 in savings each month (or as much as you can realistically save), then commit to shedding your budgetary flab. Your financial health depends on it.

I agree to cut back on ___________________________

    For a monthly savings of ____________________________  

I agree to cut back on ___________________________

    For a monthly savings of ____________________________

I agree to cut back on ___________________________

    For a monthly savings of ____________________________

I agree to cut back on ___________________________

    For a monthly savings of ____________________________

I agree to cut back on ___________________________

    For a monthly savings of ____________________________
 
Signed ___________________________

    Total $_________________________